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Temporary Car Insurance

Temporary Car Insurance

Need instant cover for a day or two? No problem with our online temporary car insurance policies!

From time to time you may require car insurance but only for a few days or weeks not the full year as offered under a standard car insurance contract.

We offer online Short term car insurance and temporary car insurance cover for UK, NI & EU driving licence holders, generally from 1-28 days, although cover can be provided for up to 6 months on a short term policy or on a PAYG (pay as you go basis). Policies are underwritten by Tempcover, one of the UK’s leading providers of short term cover.

When would I require temporary car insurance?

There are many reasons why short term car insurance or temporary car insurance may be required – here are just a few examples:

  • when purchasing a new car or van
  • when lending your car to friends, family or visitors
  • when borrowing a car from a friend, family member, or when you are away from home
  • when car sharing or driving sharing for long distances
  • when test driving a car you are considering to buy
  • for driving a specialist or classic car which is used only for certain days or months of the year

Temporary Cover Policy Benefits:

  • Comprehensive
  • Accidents and claims do not affect your own “no claims” bonus if you have another car insurance policy.
  • Available to buy instantly online – saving you time and often at a discounted price. Online transactions provide instant cover and paperwork and policy documents are emailed to you immediately
  • Offering temporary car insurance cover that is needed at very short notice.

Policyholder & additional drivers terms

  • You have a current full UK or European Union license (for a minimum of 1 year)
  • You are aged 24 – 75 years
  • You have no more than 6 penalty points on your licence in the last 3 years
  • You have not been disqualified from driving in the last 5 years
  • You have not had more than one fault claim in the last 3 year

Are You and Is your Car Eligible for Temporary Cover?

Temporary Car Insurance terms and Conditions:

  • The vehicle to be covered:
      1. has not been modified
      2. has no more than 8 seats in total
      3. is registered in Great Britain, Northern Ireland or the Isle of Man
  • You don’t plan to use the vehicle for carrying passengers or goods for hire or reward.
  • You require cover for a vehicle which you would be permitted to drive using a standard full UK licence.
  • The minimum market value of the vehicle to be insured is £1,500.
  • The maximum amount payable under this policy in respect of loss or damage to the vehicle is £40,000.

Make / model schemes

Specialist schemes from