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Finding the best car insurance quotes online is the easiest way to start savings money. Most consumers rely on the internet to save money mainly because it eliminates the need to visit multiple agents. And also, by comparing quotes online, you don’t have to feel pressured into starting a policy that an agent insists you purchase. Now for those of you who are new to the insurance world, we will go over a few things to keep in mind when starting your new policy. The car insurance quotes you receive and your monthly premium is based off of several factors. Some of them are your driving record, your age, and the type of car you own. A common myth is that having a red car will increase your rates while having a white car will lower your rates. That is not true at all, the color of your vehicle has nothing to do with your premium. And to get the best rates, the #1 rule is to compare quotes online.
Car Insurance Quotes Online and Offline
As for the best time to start looking for cheap car insurance quotes online, well for most policy holders, it ‘s best to start looking right before your new policy is up, especially if your current insurer plans on increasing your rates. Alot of insurance companies will wait until a few weeks before your new policy is up to tell you what your new rates will be. Do not continue your policy if you are unsatisfied with the amount you’re paying. There are hundreds of insurance companies in UK, so there is always a company that will provide you lower rates, so there is no need to settle. If you have an accident on your driving record, some companies will increase your rates and with some car insurance companies, it will barely affect your premium at all. That’s why you’ll notice that with the same driving history, your premium across several companies can vary by hundreds of pounds. That is because insurers use a variety of factors to determine your premium. A good way to lower your rates even more is buying setting your deductible to the highest amount you can afford. Policy holders usually save about ten percent or more by doubling there deductible. This is very popular method to save among college students and new drivers especially. You can see how it will affect your rates when requesting a car insurance quote online.
When most people think about there credit report, the relate it to buying a buying a house or getting approved for loans. But your credit rating also plays a role in how much you’re going to pay for insurance coverage. Just be sure to do the necessary things to keep your score high. Simple things such as paying your bills on time and not applying for too much credit at one time can help. If you put in the effort to you your credit in good standings, you will benefit from it by having more affordable rates. Driving less also can help you qualify for a low mileage discount. Not only would that help you save money on your car insurance coverage and keep the miles on your car low, you would also be spending less money on gasoline each month. And with gasoline prices at an all time high right now, spending less money at the pump would be a very good thing.
UK Car Insurance
Car Insurance in the UK is compulsory by way of the Road Traffic Act for the minimum cover of third party liability.
Consequently with over 100 million vehicles on the UK’s roads it isn’t difficult to see why you are constantly bombarded with ads for car insurance at every turn.
The cost of UK car insurance can vary widely depending upon where you buy it.
Traditionally car insurance was only available from a car insurance broker.
During the 1990s with the introduction of call center technologies many insurance companies decided to sell direct to the public.
With the arrival of the Internet and the adoption of broadband by the UK public, the number of car insurers, intermediaries and comparison sites on the market has exploded exponentially. Such a wide range of suppliers can often leave the car insurance buyer confused and unlikely to find the best deal for their circumstances.
At Car-Insurance.tv we only offer car insurance from underwriters, insurance companies and car insurance brokers schemes which have been established in the UK for many years. By regularly comparing the UK market to our providers we are constantly adding new specialist schemes and hope to offer you the cheapest and best deals on car insurance available!